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Home > Blog > Don't Skip Out on Small Business Insurance
MONDAY, NOVEMBER 15, 2021

Don't Skip Out on Small Business Insurance

Don't Skip Out on Small Business Insurance


When it comes to your own business, it’s important for you to properly protect yourself and the time you’ve put into your business. Whether you’re side-hustling with your business or it’s your full time gig, it’s essential to treat it as official as possible. When you think about the different things at stake with your business, it’s important to safeguard the different aspects of both your personal and business life. We’ve found that most small business owners don’t have the time to research the pros and cons of business insurance, which is why we’ve created this short blog about why you shouldn’t skip out on business insurance as a small business owner.


Business Liability Protection is important

While there are different types of business insurance and every business is different in what policies they need, general liability coverage is the most used and important policy to have. Most general liability policies will cover you from paying costs for situations including bodily injury, theft, libel and multiple other unfortunate situations. 


Business Insurance is affordable

When comparing between the cost of a lawsuit or damages versus paying for an insurance premium, business insurance could be considered quite affordable. At MetroOKC Insurance, we have the mentality that it’s smart to fully cover your business without putting your business in a tight financial position.



Some Companies Require It

If you work in an industry that helps other companies with services, certain companies may require that you have a business liability policy or errors & omissions (E&O) insurance. If you’re performing tech services for companies and don’t have a data liability policy, you might be at risk of having to pay your client for lost data or data breaches. We’ve found that our small business clients feel more comfortable being able to provide services to a company without the worry of a major financial loss due to negligence or other situations out of their control.



In summary, it’s important as a small business owner to make sure that your business assets and personal assets are covered and that you can continue doing business. As a small business owner it’s a smart decision to protect yourself with a small business insurance policy. Finding the right insurance agent to protect you and your business is essential and we’re here to help! 


MetroOKC Insurance is an independent insurance agency that provides insurance coverage to clients in Alabama, Colorado, New Mexico, Kansas, Oklahoma, Texas, Missouri and Arkansas. If you’re interested in learning more, you can fill out a form here, call us at (405) 603-2176, schedule an appointment here, or send us an email at Michael.Sohn@MetroOKCIns.com


Posted 6:52 PM

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