Earthquake Insurance

Please scroll down to submit an OKLAHOMA EARTHQUAKE INSURANCE quote request.

In Oklahoma, most home insurance policies do not automatically provide protection against the damage that earthquakes can cause.  Homeowners that choose an earthquake endorsement on their home policy for earthquake protection in Oklahoma risk:

• Coverage exclusions including brick veneer and driveways
• High deductibles up to 15% of your home's insured value
• Difficulty collecting on a claim (in 2017 108 earthquake claims were filed in Oklahoma and 8 were paid)

At MetroOKC Insurance we view earthquake insurance coverage like we view flood insurance coverage - the best protection is provided by a specialized earthquake policy. We have the flexibility to provide you with an affordable stand-alone earthquake policy with flexible coverage and deductible options. 

As with other insurance policies earthquake insurance has an annual deductible that you must pay before damages will be covered. Just as they are with traditional home insurance, earthquake policy limits should be based on the cost to rebuild your home and not on the sale price or estimated value.

Please use the forms provided below to request a quote, or you can call (405) 603-2176 or contact us via EMAIL.