Renters Insurance

Please scroll down to submit an OKLAHOMA RENTERS INSURANCE quote or service request.

Understanding Renters Insurance

With renters insurance, you will be able to replace your belongings if they are damaged or stolen.

Your apartment complex or landlord may require you to carry renters insurance with liability coverage set at a minimum of $100,000. MetroOKC Insurance can help you with that, but renters insurance covers so much more. Your possessions are protected against fire or smoke, lightning, vandalism, theft, windstorm, and more.

If you rent an apartment or house, you need renters insurance to protect your belongings. While your landlord might have insurance, it only protects the building. Your belongings are not covered under those policies.

If you are forced out of your home because of a disaster, your additional living expenses will be covered.

Renters insurance pays the reasonable costs of temporarily living away from your home if you can't live in it due to a fire, severe storm, or other insured disasters. It can cover hotel bills, temporary rentals, restaurant meals, and other living expenses. Coverage for additional living expenses differs from company to company.

Renters insurance also covers your responsibility to other people injured at your home or elsewhere by you, a family member, or your pet and pays legal defense costs if you are sued.

Decide How Much Insurance You Need.

Add up the cost of everything you would want to replace if it were damaged or stolen. This total serves as the basis for an inventory that will make filing a claim easier. For your inventory, also record model numbers, dates, and places of purchase. Take photographs or make a videoplace a copy of the list safely away from your home.

Please use the forms provided below to request a quote, or you can call (405) 603-2176 or contact us via EMAIL.